Terms and Conditions

Last updated: 2025/12/10

Welcome to NumeroMoney (https://numeromoney.com), a trading name of App Software Ltd (Company Registration Number: 07109450), registered in England and Wales. By accessing or using our website and services, you agree to be bound by these Terms and Conditions. If you do not agree with any part of these terms, please do not use our services.

1. General Use

  • Acceptance: By using this website and our services, you agree to abide by these Terms and Conditions. We reserve the right to update or modify these terms at any time without prior notice. Your continued use of the website signifies your acceptance of any changes.
  • Eligibility: You must be at least 18 years of age and legally capable of entering into binding contracts to use this service.
  • Account Registration: You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.

2. Service Description

  • Banking Tools: NumeroMoney provides tools for importing, processing, categorizing, and analyzing personal bank statements and financial transactions.
  • No Financial Advice: Our service provides informational tools only and does not constitute financial, investment, tax, or legal advice. Always consult qualified professionals for such matters.
  • Data Processing: We process your uploaded bank statements solely to provide our categorization and analysis services. We do not have access to your actual bank accounts and cannot initiate transactions on your behalf.

3. Limitation of Liability

  • No Liability for Loss: App Software Ltd shall not be liable for any direct, indirect, incidental, consequential, special, or exemplary damages resulting from:

    • Use or inability to use our services
    • Errors, inaccuracies, or omissions in categorization or analysis
    • Financial decisions made based on information provided by our services
    • Loss of data, including bank statement or transaction data
    • Unauthorized access to your account or data
    • System downtime, errors, or technical failures

  • Service "As Is": Our services are provided on an "as is" and "as available" basis without warranties of any kind, either express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement.

  • Maximum Liability: To the fullest extent permitted by law, App Software Ltd's total liability to you for all claims arising from or related to the service shall not exceed the amount you paid us in the 12 months prior to the claim, or £100, whichever is greater.

  • User Responsibility: You are solely responsible for:

    • Verifying the accuracy of imported and categorized data
    • Making financial decisions based on your own judgment
    • Backing up your financial data
    • Ensuring compliance with your own tax and regulatory obligations

4. User Data and Content

4.1 Financial Data

  • Your Data Ownership: You retain all ownership rights to your bank statements, transaction data, and financial information.
  • Processing Rights: By using our service, you grant App Software Ltd a limited license to process, store, and analyze your financial data solely for the purpose of providing our services to you.
  • Data Accuracy: You are responsible for ensuring the accuracy and completeness of data you upload to our service.
  • Prohibited Content: You must not upload data that:
    • Belongs to another person without authorization
    • Contains malware or malicious code
    • Violates any applicable laws or regulations

4.2 User Generated Content

  • License Grant: Any non-financial content you upload, post, or make available grants App Software Ltd a worldwide, non-exclusive, royalty-free license to use, reproduce, and display such content solely in connection with providing our services.
  • Copyright Compliance: You confirm you have all necessary rights to any content you upload and agree to indemnify App Software Ltd against any copyright or intellectual property disputes.

5. Data Security and Privacy

  • Security Measures: We implement industry-standard security measures to protect your data, but cannot guarantee absolute security due to the inherent nature of internet transmissions.

  • Your Responsibility: You must:

    • Use strong, unique passwords
    • Enable two-factor authentication when available
    • Keep your login credentials confidential
    • Notify us immediately of any suspected security breach

  • Data Breaches: In the unlikely event of a data breach affecting your information, we will notify you in accordance with applicable laws.

6. Account Termination

6.1 Termination by You

  • You may terminate your account at any time through your account settings or by contacting us.
  • Upon termination, you may export your data as provided by our export features.

6.2 Termination by Us

  • We reserve the right to suspend or terminate your account immediately, without notice, for:

    • Breach of these Terms and Conditions
    • Fraudulent, abusive, or illegal activity
    • Non-payment of subscription fees (if applicable)
    • Extended periods of inactivity
    • Any reason at our sole discretion

  • Data Retention: Following account termination, we may retain your data for up to 90 days to allow for account recovery, after which it will be permanently deleted in accordance with our Privacy Policy.

7. Subscription and Payment Terms

  • Free and Paid Plans: We offer both free and paid subscription plans with varying features.
  • Payment Processing: Payments are processed by third-party payment processors (Stripe). We do not store your full payment card details.
  • Subscription Renewals: Paid subscriptions automatically renew unless cancelled before the renewal date.
  • Refund Policy: Subscription fees are generally non-refundable except as required by law or at our sole discretion.
  • Price Changes: We reserve the right to change our pricing with at least 30 days' notice to existing subscribers.

8. Intellectual Property

  • Our Rights: All content, features, functionality, software, logos, and trademarks on NumeroMoney are the exclusive property of App Software Ltd and are protected by international copyright, trademark, and other intellectual property laws.
  • Limited License: We grant you a limited, non-exclusive, non-transferable license to access and use our services for personal, non-commercial purposes only.
  • Restrictions: You may not:
    • Reverse engineer, decompile, or disassemble our software
    • Copy, modify, or create derivative works
    • Use our services for commercial purposes without authorization
    • Remove or modify any copyright or proprietary notices

9. Prohibited Uses

You agree not to use our services to:

  • Upload or process data you do not have the right to use
  • Attempt to gain unauthorized access to our systems or other users' data
  • Introduce viruses, malware, or malicious code
  • Attempt to interfere with or disrupt our services
  • Use automated tools to access our services (bots, scrapers, etc.) without authorization
  • Violate any applicable laws or regulations
  • Impersonate any person or entity
  • Collect or harvest information about other users

10. Third-Party Services

  • External Links: Our website may contain links to third-party websites or services. We are not responsible for their content, privacy practices, or terms of service.
  • Integration Services: We may integrate with third-party services (e.g., payment processors, email services). Your use of such services is subject to their own terms and conditions.

11. Indemnification

You agree to indemnify, defend, and hold harmless App Software Ltd, its directors, officers, employees, and agents from any claims, liabilities, damages, losses, costs, or expenses (including legal fees) arising from:

  • Your use of our services
  • Your violation of these Terms and Conditions
  • Your violation of any rights of another party
  • Your uploaded content or data

12. Dispute Resolution

  • Governing Law: These Terms shall be governed by and construed in accordance with the laws of England and Wales.
  • Jurisdiction: Any disputes arising from these Terms shall be subject to the exclusive jurisdiction of the courts of England and Wales.
  • Informal Resolution: Before initiating formal proceedings, you agree to contact us to attempt to resolve the dispute informally.

13. Severability

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall remain in full force and effect.

14. Entire Agreement

These Terms, together with our Privacy Policy, constitute the entire agreement between you and App Software Ltd regarding the use of our services.

15. Contact Information

If you have any questions or concerns regarding these Terms and Conditions, please contact us at:

App Software Ltd (Trading as NumeroMoney)
Company Registration: 07109450
Email: [email protected]
Website: https://www.appsoftware.com

By using NumeroMoney, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions.